How Business Insurance Works
Having the right insurance is essential for a business to manage the uncertainties and thrive in a marketplace that is full of both opportunity and risk. Make sure you’re protected against the risks your business faces.
Helping you take care of business
Understand your risks and liabilities so you get the insurance that fits your needs.
- How business insurance rates are set
- Types of business insurance coverage
- How to buy business insurance
How business insurance rates are set
Understanding how business insurance rates are set can help you find a policy that meets your specific needs and helps protect you, your business and others from risk.
Types of business insurance coverage
Every business requires its own set of coverages. From accounts receivable and cash flow to business interruption and director’s and officer’s liability, know what you need to help protect your business from uncertainty.
How to buy business insurance
Make sure you get the right coverage for your business by understanding what you need and how to shop around.
Resources For You
We've collected a few more resources that may be helpful for you to explore.
Are you cyber savvy at work?
As cyber threats increase and criminals become more sophisticated, it’s more important than ever for businesses to be proactive. Are Canadians staying cyber safe at work? Check out our new Cyber Savvy Report Card.
Trending News
climate, Insurance Industry, home
P&C industry reiterates its call for regulators to remove barriers impeding labour mobility between provinces
Dec 13, 2024 | Written by DECEMBER 13, 2024 | BY: MARGOT WHITTINGTON, SENIOR POLICY ADVISOR, IBC
home
Making room for Mom? Here’s how an in-law suite could affect your home insurance
Dec 11, 2024 | Written by DECEMBER 11, 2024 | BY: GRAHAM LITTLE, DIRECTOR, GOVERNMENT RELATIONS, IBC
home, business
The Big One: Is Canada Prepared for an Earthquake Catastrophe?
Dec 10, 2024 | Written by DECEMBER 10, 2024 | BY: JASON CLARK, NATIONAL DIRECTOR, CLIMATE CHANGE ADVOCACY, IBC
auto, climate
Flood-Damaged Cars: Protect Yourself in the Used Car Market
Dec 5, 2024 | Written by DECEMBER 5, 2024 | BY: ROB DE PRUIS, NATIONAL DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBC
business
New data shows increased level of competition in the commercial insurance market
Dec 4, 2024 | Written by DECEMBER 4, 2024 | BY: MARK CRIPPS, MANAGER, COMMUNICATIONS & CECILIA OMOLE, MANAGER, COMMERCIAL POLICY, IBC
auto, home
Be winter ready both on and off the roads
Dec 2, 2024 | Written by DECEMBER 2, 2024 | BY: ROB DE PRUIS, NATIONAL DIRECTOR, CONSUMER AND INDUSTRY RELATIONS, IBC
You might also be interested
Protect your business
Cyber safety. Occupier’s liability. Risk Management. Be prepared to protect one of your most valuable assets.
Understand how to protect yourself from business crime
Business crimes can originate from outside – or inside – your organization. Understand the risks and how to protect your business.
Risk and crisis management
A crisis can happen at any time, threatening your business in a multitude of tangible and intangible ways. Following best practices in risk management – including creating a business continuity plan – can mean the difference between recovery and bankruptcy.