How Home Insurance Works
Your home may be your largest financial investment so it’s important to help keep it protected.
Be prepared. Be protected.
Everything you need to know about home insurance, from how rates are set and what coverage you need to where to get it and what to do when you need it.
- How rates are set
- Types of home insurance coverage
- How to buy home insurance
How rates are set
Understand what information is used to set your rates so you can make informed decisions about how to protect your home and property.
Types of home insurance coverage
What's covered in individual policies varies from one to another. Make sure you understand the basics so you get the coverage you need.
How to buy home insurance
Buying a home is one of the most important financial decisions you’ll make. Protect that investment by understanding how to get the appropriate type and amount of insurance coverage you require.
Resources For You
We've collected a few more resources that may be helpful for you to explore.
Climate Proof Canada
We need to prepare our communities now from ever-increasing severe weather events, like floods and wildfires. See what we’re doing to make climate change action work.
Trending News
home, climate
Trudeau government fails to protect Canadians from floods, wildfires
Dec 18, 2024 | NATIONAL
Insurance 101, home
Host Holiday Parties Without a Liability Hangover
Dec 17, 2024 | Written by DECEMBER 17, 2024 | BY: AMANDA DEAN, VICE PRESIDENT, ONTARIO & ATLANTIC, IBC
climate, Insurance Industry, home
P&C industry reiterates its call for regulators to remove barriers impeding labour mobility between provinces
Dec 13, 2024 | Written by DECEMBER 13, 2024 | BY: MARGOT WHITTINGTON, SENIOR POLICY ADVISOR, IBC
home
Making room for Mom? Here’s how an in-law suite could affect your home insurance
Dec 11, 2024 | Written by DECEMBER 11, 2024 | BY: GRAHAM LITTLE, DIRECTOR, GOVERNMENT RELATIONS, IBC
home, business
The Big One: Is Canada Prepared for an Earthquake Catastrophe?
Dec 10, 2024 | Written by DECEMBER 10, 2024 | BY: JASON CLARK, NATIONAL DIRECTOR, CLIMATE CHANGE ADVOCACY, IBC
auto, climate
Flood-Damaged Cars: Protect Yourself in the Used Car Market
Dec 5, 2024 | Written by DECEMBER 5, 2024 | BY: ROB DE PRUIS, NATIONAL DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBC
You might also be interested
Dispute resolution
If you have a complaint about your insurer or insurance professional, keep these 4 steps in mind to be sure you’re heard and that your issue is resolved.
How to buy car insurance
Get tips and guidance on how to buy auto insurance that meets your needs.
Do red cars cost more to insure?
No, they don’t. This is just one of many insurance myths we’re debunking in order to help you better understand insurance.