How Auto Insurance Works
Get the inside track and stay ahead of the curve.
Be prepared. Be protected.
Everything you need to know about auto insurance, from how rates are set and what coverage you need to where to get it and what to do when you need it.
- How auto insurance rates are set
- How to buy auto insurance
- How to file a claim
How auto insurance rates are set
Understand what information is used to set your rates so you can make informed decisions when purchasing or renewing your insurance policy.
How to buy auto insurance
Whether you’re a first-time buyer or looking for a new insurance provider, learn how to shop around for the coverage that best meets your needs.
How to file a claim
Whether you need to make an auto, home or business claim, all the information and forms you need are in one place.
Resources For You
We've collected a few more resources that may be helpful for you to explore.
Automated vehicles and the future of insurance
Learn how automated vehicles are impacting insurance, and how IBC is working to protect consumers.
Trending News
ibc
SCAM ALERT: Fraudulent ‘Certificate of Insurance’ Documents Circulating with IBC Letterhead
May 16, 2025 | Written by MAY 16, 2025 | BY: ROB DE PRUIS, NATIONAL DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBC
auto
Insurance Bureau of Canada welcomes passing of Alberta’s Bill 47, the Automobile Insurance Act
May 15, 2025 | ABclimate
New data finds severe weather inflicted unprecedented losses for Canadian businesses in 2024
May 15, 2025 | Written by MAY 15, 2025 | BY: CECILIA OMOLE, MANAGER, COMMERCIAL POLICY, IBC
home, auto
Tips for a safe Victoria Day weekend – on the road and at home
May 13, 2025 | Written by MAY 13, 2025 | BY: ANNE MARIE THOMAS, DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBC
auto
Care-First: A New Direction for Auto Insurance in Alberta
May 12, 2025 | Written by MAY 12, 2025 | BY: TREVOR FOSTER, NATIONAL DIRECTOR, POLICY, IBC
business
Canadian businesses enjoying stable pricing, ample capacity, according to new report
May 9, 2025 | Written by MAY 9, 2025 | BY: MARK CRIPPS, MANAGER, COMMUNICATIONS, IBC
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