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Earthquake preparedness: Are you ready?

October 16, 2024 | By: Greg Moy, Manager, Government Relations, Western and Pacific Region
Earthquake Protection

Remember the fable of the ant and the grasshopper? While the ant worked diligently to prepare for winter, the grasshopper danced and played, ignoring the need to prepare a shelter and store food. When winter arrived, the ant was safe and warm while the grasshopper was hungry and cold. It’s a classic tale of the importance of preparedness.

With the annual Great British Columbia (BC) ShakeOut earthquake drill just around the corner, it’s a good time to ask, “When it comes to earthquake preparedness, am I the ant or the grasshopper?”

If you want to be like the ant:

Prepare your home and family

  • Secure top-heavy furniture to walls to prevent tipping, and keep heavy items on lower shelves. Also, secure hot water heaters and appliances.

  • Use safety latches on cupboards to keep the contents from spilling out.

  • Make digital copies of birth certificates, passports, wills, financial documents and insurance policies and store the originals in waterproof, fire-resistant containers.

  • Practise an evacuation plan with your family.

  • Know how to use your fire extinguishers.

Understand earthquake insurance

Coverage for earthquake damage is an optional add-on to most home insurance policies. Around 60% of homeowners in Metro Vancouver and 70% of homeowners on Vancouver Island have purchased it, but more awareness of its importance is needed.

Depending on where you live, the cost of this coverage can vary based on your risk. But whatever the cost, in the aftermath of a major quake you may find it is more than worth it. Earthquake insurance can cover loss or damage to buildings you own and to their contents that is caused by the shaking of the earth. It can also cover additional living expenses you incur if you can’t live in your home during repairs.

Talk to your insurance representative to learn more so you can make an informed decision.

Know how to stay safe during an earthquake

Wherever you are, find a safe space immediately and stay put until the shaking stops.

Indoors:
  • Get under a heavy table or desk or take refuge in a hall or corner. Avoid doorways and windows.

  • As we practise during the Great BC ShakeOut: Drop, cover your head and hold on.

In a vehicle:
  • Drive away from buildings, or steer clear of bridges and overpasses. Pull over to the side of the road and stay inside your car – if safe to do so.

Outdoors:
  • Stay clear of buildings and wires, and watch for falling debris.

In an elevator:
  • Hit the buttons for every floor and get out as soon as you can.

The Great BC ShakeOut earthquake drill, happening on October 17, is a chance for British Columbians to practice “Drop, Cover, and Hold On,” the best immediate response to an earthquake. To participate, Sign up for ShakeOut.

Whether it’s securing your home, updating your insurance or participating in the Great BC ShakeOut, every small step you take now will make a difference later.

Review and share our earthquake protection tips and watch the Stay Protected: Earthquake Safety video.

About This Author

As Government Relations Manager for Insurance Bureau of Canada’s Pacific region, Greg Moy provides strategic guidance on the P&C insurance industry’s government relations activities in British Columbia. With an extensive background in public affairs and public policy, Greg initiates positive change and strategic action on key priorities affecting Canada’s home, business and private auto insurers.

Prior to joining Insurance Bureau of Canada in 2018, Greg held senior roles with the BC government, including the Ministry of Finance and Ministry of Transportation and Infrastructure. In these capacities, Greg engaged in public consultation from severe weather events and gained valuable insight on the auto insurance policy files.

Greg earned a Bachelor of Arts from the University of British Columbia. He is the Treasurer and Membership Chair for the Public Affairs Association of Canada BC Branch, active with the annual United Way campaign and led the provincial media event for The Great BC ShakeOut, achieving over 1 million participants in 2019 while also raising awareness for earthquake safety and preparedness.